File a lawsuit and get a judgment against the uninsured driver. If the sentence is not served within 30 days of the sentence being issued, the victim can submit it to the Secretary of State, who will suspend the uninsured driver's license until the sentence is served. To receive compensation, you must file a claim with your insurance company. However, your actions don't dissolve the other driver in their legal responsibilities.
Your insurance company is likely to exercise its subrogation rights and seek compensation against the uninsured driver. This means that they can sue the uninsured or underinsured driver to ensure that they recover the amount of compensation they paid. It's slightly different if you can't settle an uninsured driver's claim against your own insurance company. The law enforcement officer will likely cite the uninsured driver for failing to maintain insurance, forcing him to pay substantial fines.
That's why it's recommended to hire a personal injury lawyer who specializes in uninsured car accident cases. Generally speaking, if you lend your uninsured car to someone and that person has insurance, their insurance will cover the accident. If my uninsured policy pays for damage to my car, can I sue the uninsured driver for crashing into my parked vehicle without injury? If you've been injured in a car accident and you think the driver who made the mistake doesn't have adequate insurance, come to us. We can't generalize that all uninsured drivers don't have assets, but if they drive an uninsured car, the reality is that they may not have the money to pay a personal injury sentence.
I didn't have uninsured driver's insurance, so it was considered a total loss for all my medical expenses and for the vehicle. This means that if your child was walking or cycling and was hit by an uninsured driver, you can file a claim for compensation against your policy even if you haven't been injured. This insurance also covers victims of car accidents where one driver ran away or where the other driver can't pay for the damage they caused. Available data from the Insurance Information Institute indicate that approximately 12% of all Illinois drivers are uninsured.
The problem with suing an uninsured driver is that they often don't have the money to pay a sentence. Insurance companies offer coverage for uninsured drivers to protect motorists from other drivers who operate uninsured vehicles.