Gertraude Jackel

Gertraude Jackel

Avid food trailblazer. Unapologetic pop culture geek. Extreme twitter maven. Devoted beer trailblazer. Infuriatingly humble twitter scholar.

44 Articles Written
Is ohio a no-fault state for car accidents?

Is ohio a no-fault state for car accidents?

Ohio is not a no-fault state; this is an important fact when it comes to insurance claims. However, many people who are...

What Exclusions are Found in a Typical Medical Payments Coverage Section?

What Exclusions are Found in a Typical Medical Payments Coverage Section?

Medical payment coverage is similar to liability coverage in that it is offered on the basis of open risks within the car ...

How important is uninsured motorist coverage in florida?

How important is uninsured motorist coverage in florida?

If you are injured in a car accident as a result of another driver not having bodily injury liability coverage, your...

When is the Right Time to Drop Comprehensive Car Insurance Coverage?

When is the Right Time to Drop Comprehensive Car Insurance Coverage?

There's no need to cancel comprehensive coverage if you prefer to keep it. However, if you're uncertain about the...

Comprehensive Insurance vs Full Coverage: What's the Difference? A Comprehensive Guide

Comprehensive Insurance vs Full Coverage: What's the Difference? A Comprehensive Guide

Comprehensive insurance is an essential part of full-coverage auto insurance, which usually also includes collision and...

How Much Uninsured Motorist Coverage Do You Need in Pennsylvania?

How Much Uninsured Motorist Coverage Do You Need in Pennsylvania?

After an accident caused by an uninsured driver, many drivers without coverage for uninsured motorists are left with...

Which two policy coverage forms are used in a cgl?

Which two policy coverage forms are used in a cgl?

Provides coverage based on claims submitted for electronic data loss caused by the insured. A commercial general...

5 Essential Components of Health Insurance: What You Need to Know

5 Essential Components of Health Insurance: What You Need to Know

When it comes to selecting the right health insurance, there are five essential components to consider. The insurance...

Comprehensive Car Insurance: Is It Worth the Investment?

Comprehensive Car Insurance: Is It Worth the Investment?

Comprehensive car insurance is often more expensive in areas with a high rate of claims, such as those with high levels...

Does gap insurance cover a blown transmission?

Does gap insurance cover a blown transmission?

Breach insurance does not cover transmission repairs. Coverage without coverage only covers the difference between what...

What to Do When the At-Fault Driver Has No Insurance in Ohio

What to Do When the At-Fault Driver Has No Insurance in Ohio

If you're involved in a car accident in Ohio and the at-fault driver doesn't have insurance, you may be wondering what...

What is Uninsured Motorist Coverage and How Does it Work in Pennsylvania?

What is Uninsured Motorist Coverage and How Does it Work in Pennsylvania?

Uninsured motorist coverage is an optional form of auto insurance that can be added to a policy to protect drivers in the ...

What You Need to Know About Missouri's At-Fault Car Accident System

What You Need to Know About Missouri's At-Fault Car Accident System

Missouri is an at-fault state when it comes to car accidents, meaning that the driver responsible for causing an accident ...

What Home Insurance Exclusions Do You Need to Know About?

What Home Insurance Exclusions Do You Need to Know About?

Insurance policies are designed to protect you from a variety of risks, but they don't cover everything. Standard...

What are the 4 perils that insurance covers for your home?

What are the 4 perils that insurance covers for your home?

Covered hazards are events or hazards that cause damage or destruction to your property or belongings and that are also...

What Services are Not Covered by Insurance Policies?

What Services are Not Covered by Insurance Policies?

When it comes to insurance policies, there are certain services that are excluded or limited in terms of coverage. These...

How much can i get from an underinsured motorist claim florida?

How much can i get from an underinsured motorist claim florida?

Underinsured motorist insurance covers drivers who don't have enough insurance to pay for all the damage and injuries...

Do I Need Full Coverage or Liability Insurance for My Car?

Do I Need Full Coverage or Liability Insurance for My Car?

Do you need full coverage car insurance? It all depends on the level of protection you're looking for and the value of...

Is collision and comprehensive deductible the same?

Is collision and comprehensive deductible the same?

The collision deductible applies to impact losses that cause damage to your vehicle. For example, a collision with a...

What is the difference between full coverage and comprehensive coverage?

What is the difference between full coverage and comprehensive coverage?

The difference between full coverage and comprehensive insurance is that a full coverage insurance policy includes...

Which city has the most uninsured drivers?

Which city has the most uninsured drivers?

Los Angeles has the least car insurance coverage in the country. As long as you're not at fault for the accident, your...

What is the Minimum Liability Insurance You Need in Missouri?

What is the Minimum Liability Insurance You Need in Missouri?

Driving without auto insurance is illegal in Missouri, and the state requires drivers to have a minimum level of...

What is Uninsured Motorist Coverage and How Much Does it Cost?

What is Uninsured Motorist Coverage and How Much Does it Cost?

Even if coverage for uninsured drivers isn't mandatory in your state and can be refused, it's great to have protection...

Comprehensive vs Basic Coverage: What You Need to Know

Comprehensive vs Basic Coverage: What You Need to Know

Comprehensive coverage insurance offers more comprehensive protection at a slightly higher cost. It provides...

Comprehensive Insurance: What You Need to Know

Comprehensive Insurance: What You Need to Know

Comprehensive insurance is a type of car coverage that helps pay for the replacement or repair of your vehicle in the...

What Does Non-Covered Mean in Insurance? A Comprehensive Guide

What Does Non-Covered Mean in Insurance? A Comprehensive Guide

Your health insurance plan doesn't pay for certain services. These services may include those provided by providers...

Does it make sense to have full coverage insurance?

Does it make sense to have full coverage insurance?

If your vehicle is older or you think you have enough money to pay for the damage out of pocket, you may want to go for...

Does Gap Insurance Cover Engine Failure? A Comprehensive Guide

Does Gap Insurance Cover Engine Failure? A Comprehensive Guide

Gap insurance is a type of coverage that helps protect car owners from financial losses in the event of an accident or...

What will cause a claim to be rejected or denied?

What will cause a claim to be rejected or denied?

The rejection of a claim occurs before it is processed and, in most cases, is due to incorrect data. Conversely, the...

What are Car Insurance Exclusions and How Do They Impact You?

What are Car Insurance Exclusions and How Do They Impact You?

An excluded driver is someone who has been explicitly removed from coverage under your auto insurance policy. Their name...

Is underinsured motorist coverage required in pa?

Is underinsured motorist coverage required in pa?

Yes, you need coverage for uninsured drivers, even if you have comprehensive and collision coverage. Collision insurance...

Understanding the Different Types of Insurance: A Comprehensive Guide

Understanding the Different Types of Insurance: A Comprehensive Guide

Insurance is a form of financial protection that provides coverage for a variety of risks, such as death, disability,...

What is the Difference Between Uninsured/Underinsured Motorist Coverage and Liability Insurance?

What is the Difference Between Uninsured/Underinsured Motorist Coverage and Liability Insurance?

Uninsured motorist insurance is a type of coverage that provides protection in the event of an accident with an at-fault...

What is Liability Insurance and Why Do You Need It? - A Comprehensive Guide

What is Liability Insurance and Why Do You Need It? - A Comprehensive Guide

Liability insurance coverage is a type of insurance product that provides protection against claims that result from...

What Happens if You Get in an Accident Without Insurance in Ohio?

What Happens if You Get in an Accident Without Insurance in Ohio?

Ohio is a “tort liability” state, meaning that the at-fault driver in an accident is responsible for paying for the...

What Does a Health Benefit Plan Cover?

What Does a Health Benefit Plan Cover?

Health benefit plans provide coverage for a wide range of medical services, including inpatient and outpatient hospital...

Do i need towing and labor coverage if i have full coverage auto insurance?

Do i need towing and labor coverage if i have full coverage auto insurance?

Car insurance doesn't cover towing if you have an exclusive liability policy, but it might if you have full coverage....

Why Liability Insurance is Essential for Drivers

Why Liability Insurance is Essential for Drivers

Driving a car comes with a lot of responsibility, and one of the most important things to consider is liability...

What are the two most common types of professional liability insurance plans?

What are the two most common types of professional liability insurance plans?

The two types of professional liability insurance are claims and occurrence insurance. Claims submitted mean that the...

What is the Difference Between Basic and Standard Car Insurance Coverage?

What is the Difference Between Basic and Standard Car Insurance Coverage?

Standard car insurance is the most basic or lowest level of coverage provided by an insurance provider. Most states'...