Personal Injury Protection (PIP) is a type of car insurance that provides coverage for medical expenses, lost wages, and other costs related to an accident, regardless of who is at fault. It is relatively inexpensive compared to other types of car insurance and is required in 12 states. In this article, we'll discuss the cost of PIP insurance, the states that require it, and the benefits it provides. The cost of PIP coverage varies depending on personal risk factors such as age, driving record, and type of vehicle.
It is important to consider the scope of your health care coverage before purchasing PIP insurance. The 12 states that require PIP insurance are Delaware, Florida, Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon and Utah. Personal Injury Protection (PIP) covers medical expenses for injuries related to an accident regardless of fault. It also covers lost wages and funeral expenses if you are injured in an accident. In addition, PIP can cover the costs of lawn care or house cleaning if your injuries make it impossible for you to perform these tasks. If you have limited health care coverage or a high health insurance deductible, personal injury protection may be a smart choice for you.
It can provide financial support if you are injured in a car accident and can help cover medical expenses that may not be covered by your health insurance. The at-fault driver must compensate the victim through liability insurance for bodily injury or personal property. Maryland personal injury protection insurance (PIP) is optional and no-fault auto insurance coverage. In conclusion, Personal Injury Protection (PIP) is an affordable type of car insurance that provides coverage for medical expenses, lost wages, and other costs related to an accident regardless of who is at fault. It is required in 12 states and can be a great option for those with limited health care coverage or a high health insurance deductible. Before purchasing PIP insurance, it is important to consider the scope of your health care coverage.
