If you're involved in a car accident in Ohio and the at-fault driver doesn't have insurance, you may be wondering what your options are. In Ohio, the at-fault driver is responsible for paying for any damages suffered by the victim. This means that you can file a lawsuit in civil court to recover economic and non-economic damages, such as medical expenses, lost income, property damage, and pain and suffering. Most drivers choose to purchase insurance instead of going through the complicated bonding process. Not having insurance is illegal and could result in a driver's license being suspended.
An uninsured driver could face additional penalties if involved in an accident that causes injury or death. Your car accident lawyer will handle all the legal details of your case, prove the other driver's negligence, negotiate on your behalf, and advocate vigorously to recover the compensation you deserve for your losses. The biggest risk of driving without car insurance in Ohio is when you are involved in a car accident through your fault and results in personal injury to another motorist or pedestrian. At the same time, you would still be responsible for the fines that come with not having insurance. Ohio's statute of limitations gives you a two-year period from the date a car accident occurred to claim compensation from the at-fault party. Under Ohio law, the state will automatically suspend your driver's license, license plate and registration if you are caught driving without car insurance.
If you're involved in an accident but don't have car insurance, your best chance is to enlist the help of experienced personal injury lawyers at Slater & Zurz LLC. Even if you don't have insurance, you shouldn't be responsible for damage caused by an accident that was someone else's fault. You may be able to file a liability insurance claim and even a personal injury lawsuit against the at-fault driver. If the Ohio BMV determines that you were driving your car without valid insurance, a series of penalties will be imposed on you. This is achieved by taking out continuous liability insurance for the minimum amounts specified in the law.
If you're involved in an accident with an uninsured driver and don't have coverage for uninsured motorists, you could have serious financial problems. You can file a liability insurance claim as well as a personal injury lawsuit against the defendant. Your car accident lawyer can help you navigate this process and ensure that you receive fair compensation for your losses.