Towing coverage is an optional addition to comprehensive auto insurance policies that provides reimbursement for towing costs from the place where the vehicle was stopped. This coverage can help you avoid extra expenses and hassle, as towing companies usually charge by the mile. Roadside assistance in auto insurance policies usually includes towing, up to a certain distance specified in the policy. However, not all policies will be eligible for roadside assistance and coverage is always optional. If you don't have roadside assistance coverage, you'll have to pay for the towing costs of your vehicle out of your own pocket if it becomes incapacitated, and you won't be covered for the road labor costs of services such as jump-starting a dead battery, changing a flat tire, or providing fuel if you run out.
Your insurer may also cover the cost of towing if your vehicle is involved in a collision and you can't drive it. However, if you are found to be at fault for the accident, you may be responsible for towing costs, depending on your coverage. It's important to contact your current auto insurance company and ask them about their roadside assistance coverage or towing and labor coverage. Insurance companies vary in what their coverage actually covers. We also know how difficult it is to ask for help from strangers, and the stress of paying for labor or towing services adds another layer. With RateForce, you'll get the best support in selecting the perfect insurance partner for your needs and budget.
However, with TL coverage, you'll have to find help and they'll only reimburse you for the expenses to get your car back on the road. When it comes to auto insurance, it's important to understand the difference between comprehensive insurance coverage and towing and labor coverage. Comprehensive insurance covers damages caused by events such as theft, vandalism, fire, or natural disasters. Towing and labor coverage provides reimbursement for towing costs from the place where the vehicle was stopped and road labor costs such as jump-starting a dead battery, changing a flat tire, or providing fuel if you run out. It's important to contact your current auto insurance company and ask them about their roadside assistance coverage or towing and labor coverage.
